Many homeowners purchase flood damage insurance as a way to protect their homes in case of a flood disaster. The National Flood Insurance Program is a government program that is designed to help citizens purchase flood insurance. In the following, we will tell the basics and how this program works.
The National Flood Insurance Program is a program that was enacted in 1968 to allow the federal government to sell flood insurance directly to consumers. This program was developed to assist those that are in communities that are subject to frequent flooding and to help eliminate flood damage nationwide.
Part of the program deals with interactions with consumers who want flood insurance. The other part of the program actually deals with the communities in which these people live. In order to qualify for the program as a consumer, you must live in a community that adheres to the guidelines set forth by the National Flood Insurance Program.
The National Flood Insurance Program charges a premium to its customers and is designed to support itself with these premiums. However, any deficits in the budget caused by flood damage are picked up by tax dollars.
Remember, if you face water damage in your home, whether from a natural event or from burst pipes, leaking appliances, or the penetration of moisture, DryPatrol can help! Call us today!
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